You can pay off your car loan faster by increasing the size or frequency of your payments, refinancing the loan or limiting extra expenses that can increase the size of the loan. Before deciding to focus on your car loan, check whether you'll be charged a prepayment penalty. Below are the smart hacks on how to go about it. Avalanche and snowball methods. If you're struggling to keep up with your payments, you may consider selling the vehicle, working with your current lender, refinancing your car loan or voluntarily surrendering the car to your lender.
How do car loans work? Refinancing your car loan involves taking out a new, more affordable loan and using it to pay off your original loan. For instance, if you take out a new loan with a shorter.
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